Family Office
- Single Family Offices can be established without an MFSA license
- Participation Exemption for tax-free dividends
- Succession planning with zero inheritance tax
- EU Succession Regulation allows choice of home country law
For High-Net-Worth Individuals
Private Wealth in Malta: Asset Structuring for HNWIs
Discretion, tax efficiency, and professional wealth management—on an EU island with a clear regulatory framework.
Post-exit entrepreneurs and families with multi-generational wealth —you share a common challenge. Structuring wealth requires a jurisdiction that combines discretion, regulatory clarity, and tax efficiency. Malta offers exactly that: no inheritance tax, non-dom status on a remittance basis, and an MFSA-regulated environment that meets international standards.
- Inheritance and gift tax
- 0 %
- Maltese Tax Law
- Participation Exemption on qualifying dividends
- 100 %
- Status for tax-free foreign capital gains
- Non-Dom
Last updated: October 2026
Your Profile
Structuring tailored to your situation
Whether you are setting up a family office or planning post-exit—every estate has unique requirements. We understand both.
Post-Exit
- Holding structures for exit proceeds in Malta
- Non-dom status: foreign capital gains remain tax-free
- Professional company valuation reports to mitigate relocation tax implications
- Planning must begin before the exit
Jurisdiction Comparison
Malta vs. Luxembourg vs. Switzerland for HNWIs
Where do high-net-worth individuals structure their wealth most efficiently? A comparison of key jurisdictions.
| Jurisdiction | Inheritance Tax | Capital Gains Tax | Non-Dom Status | EU Member |
|---|---|---|---|---|
| Malta | 0 % | 0 % (Non-Dom) | Yes | Yes |
| Luxembourg | 0–48 % | Up to 42 % | No | Yes |
| Switzerland | 0–54.6 % (cantonal) | 0 % (private) | No | No |
- No Inheritance Tax
- Malta levies neither inheritance nor gift tax. Stamp duty still applies when Maltese property (5%) or shares in Maltese companies (2%) change hands.
- Non-Dom Status
- Foreign income is only taxed if remitted to Malta. Foreign capital gains are completely tax-free.
- MFSA-Regulated
- The Malta Financial Services Authority ensures a transparent, EU-compliant regulatory framework.
Location Comparison
Related location comparisons
Our Process
- 01
Confidential Initial Consultation
Analysis of your wealth structure, current tax situation, and goals. Initial assessment of whether and how Malta works for you.
- 02
Structuring & Concept Design
Developing the optimal structure: holding architecture, family office vehicles, non-dom application, and tax framework.
- 03
Formation & Valuation
Incorporation of Maltese companies. For post-exit scenarios: coordinating professional valuation reports to secure your tax position when relocating.
- 04
Relocation & Non-Dom Status
Guidance through your move to Malta: residence permits, tax registration, non-dom application, and coordinating with authorities.
- 05
Ongoing Support & Reporting
Continuous accounting, compliance, tax returns, and coordinated reporting—all from a single source.
Relevant Advisory Services
Client Voices
What trust looks like in practice.
Cross-Border Expertise
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Frequently Asked Questions
Transparency matters to us. Here you will find answers to the most common questions on this topic.
At what wealth level does a Malta structure make sense?
There is no universal threshold. Generally, structuring becomes economically viable for assets of around EUR 2 to 5 million—factoring in formation costs, ongoing administration, and tax benefits. We will analyse your specific situation during our initial consultation.
Does a family office in Malta need an MFSA license?
A single family office that exclusively manages the wealth of one family typically does not require an MFSA license. As soon as third parties are involved (multi-family office), regulation becomes necessary. We will clarify any licensing requirements during our initial consultation.
When should I move to Malta—before or after the exit?
Ideally, before the exit. Any tax implications of relocating generally apply at the time you give up your previous tax residence. The earlier you move, and the lower the company valuation at that time, the lower the potential tax burden.
Is there an inheritance tax in Malta?
No. Malta levies neither inheritance nor gift tax. There is only a stamp duty on transfers of Maltese assets, including on death: 5% on Maltese property and 2% on shares in Maltese companies (5% for property companies). The family home the deceased lived in passes to a spouse or descendants free of stamp duty, and exemptions are available for companies whose business is mainly outside Malta. This makes Malta particularly attractive for succession planning.
How discreet is the process?
The client relationship is subject to strict attorney-client privilege. Malta has robust, GDPR-compliant data protection laws. While company registers are public, the scope of disclosed information is limited. We will advise you on discreet structuring options.
Do I have to live in Malta permanently?
To qualify for the tax-efficient non-dom status, your center of vital interests must be in Malta. A substantial physical presence is required—but you can still travel and spend time abroad, provided Malta remains your primary tax residence.
Let us discuss your wealth structure.
Schedule a confidential initial consultation with our specialists for post-exit planning and wealth structuring in Malta.
