Relocating to Malta
Malta combines a Mediterranean climate, EU membership, and an attractive tax environment - ideal for families, remote workers, and retirees.
A new country, a different tax system, a new daily life. Moving to Malta is more than just a tax decision - it changes how you live and work. That is exactly why you need a partner who understands both: the numbers and the reality of living here. DW&P has been guiding international expats since 2013 - from initial tax analysis and coordinating with authorities to ongoing support in Malta.
Last updated: October 2026
Your Situation
Whether you are moving as a family, a remote worker, or for retirement - every situation brings its own tax and organizational questions. Choose your profile.
Location Comparison
Where to relocate? A direct comparison of the most popular destinations for international expats.
| Jurisdiction | Tax Regime | EU Member | Cost of Living | Language |
|---|---|---|---|---|
| Malta | Non-Dom / MRP | Yes | Moderate | English (official language) |
| Portugal | NHR (reformed / phased out) | Yes | Moderate | Portuguese |
| Spain | Beckham Law (limited) | Yes | Moderate to high | Spanish |
| Dubai | 0% income tax | No | High | Arabic / English |
Location Comparison
Analyzing your income situation, reviewing your residence position under the UK Statutory Residence Test, and calculating the tax implications of your relocation.
Preparing your Ordinary Residence registration or MRP application, and compiling all necessary documentation.
Assistance with finding accommodation and setting up suitable health insurance for Malta.
Guidance through the registration process, residency permits, tax numbers, and opening a bank account in Malta.
Annual tax returns and communication with UK and Maltese authorities. Your point of contact for all questions after the move.
Client Voices
Transparency matters to us. Here you will find answers to the most common questions on this topic.
This depends on your situation. For entrepreneurs and the self-employed, Malta typically becomes highly tax-efficient starting at an annual income of approx. EUR 80,000 to 100,000. For retirees under the MRP, the minimum annual tax is currently EUR 7,500 plus EUR 500 per dependant; for applications from 2027 it is EUR 15,000. In both cases, we prepare a personalized comparative calculation.
To establish tax residency, your center of vital interests must be in Malta. The MRP requires you to spend at least 90 days a year in Malta, averaged over any five-year period, and you may not spend more than 183 days in any other single jurisdiction in a calendar year. Regular visits to your home country are perfectly fine.
Your UK tax residence is determined by the Statutory Residence Test, and split-year treatment often applies in the year you leave. The UK has no general exit tax, but the Temporary Non-Residence rule can bring certain gains realized within five years of departure back into UK tax, and UK property remains subject to Capital Gains Tax for non-residents. We coordinate the transition so your position with HMRC stays clean.
Yes. Expat families typically choose an international school with English-language instruction, such as QSI (US-oriented curriculum), Verdala (IB), Haileybury Malta (British curriculum) or St Edward's College (IGCSE and IB Diploma). For school-age children, QSI, Verdala and Haileybury cost around EUR 1,000 to EUR 1,700 per month per child in 2026/27; St Edward's is cheaper at roughly EUR 240 to EUR 920. IB, IGCSE and A-Level qualifications are widely recognized at international universities.
Malta has a solid public healthcare system (Mater Dei Hospital) and several private clinics. EU citizens can access public healthcare using their EHIC. For the MRP, comprehensive private health insurance is mandatory.
Yes, this can trigger a permanent establishment risk for your employer. Working permanently from a fixed location for more than six months can turn your home office into a permanent establishment for corporate tax purposes. We advise both sides - employees and employers - on proper structuring and compliance.
In our free initial consultation, we will clarify taxes, residency, and a realistic timeline for your relocation.
Corporate Services at DW&P Dr. Werner & Partners are provided by DW&P Services Ltd. (C 103208) which is regulated by the MFSA and is licensed under Authorised Person ID: DSER-23577 to carry out the activities of a Class C CSP in terms of the Company Services Providers Act (Cap. 529 of the Laws of Malta).
